VIP Security Token

A Validation & ID Protection (VIP) Security Token is an online security credential that adds an extra layer of identity protection when you Sign In to participating online banks and merchant sites within the VIP network. VIP Security Tokens are portable devices that can easily be attached to your keychain.

How does a VIP Security Token work?

A VIP Security Token protects your accounts and your identity by requiring a higher level of security when you conduct online transactions. To use a VIP Security Token, press the button on the token to generate a six-digit security code that is unique to your credential. Then, Sign In to participating online banks and merchant sites with your user name, password, and the unique security code.


VIP Security Token


How do I use a VIP Security Token?

Click Get VIP Credential on the right side of this page, and then select your VIP Security Token. Follow the prompts to obtain a VIP Security Token.

Register your VIP Security Token at each VIP member site where you conduct online business. A VIP member site is a bank or online merchant that belongs to the VIP network. Member sites display the Validation & ID Protection logo.

Validation & ID Protection Logo


Each time you access a VIP member site, press the button on your VIP Security Token to generate a security code. Sign In with your user name, password, and the six-digit VIP security code. The VIP member site verifies that the security code came from your VIP Security Token, and enables you to access their site.


Support Information

For details on known issues, see:
VIP Access Knowledge Center

Protect Your Online Accounts
Add a stronger layer of protection for your online accounts and transactions by using Validation & ID Protection.
Get VIP Credential