VIP Access Desktop

Validation & ID Protection (VIP) Access Desktop is a free online security credential that you can download to your computer desktop. Use VIP Access as an extra layer of identity protection when you Sign In to participating online banks and merchant sites within the VIP Network.

How does VIP Access work?

VIP Access helps protect your accounts and your identity by requiring a higher level of security when you conduct online transactions. Note the six-digit security code in VIP Access Desktop after you Sign In to a participating VIP member site. Enter the security code in the field provided by the site for secure account access.


Sign In Enter OTP
Step 1Sign In to VIP member site
Step 2Enter security code


How much does VIP Access cost?

VIP Access Desktop is a free credential.

How do I use VIP Access?

Click Get VIP Credential on the right side of this page, and then select VIP Access Desktop. Follow the download and installation instructions.

Register your VIP Access credential at each VIP member site where you conduct online business. A VIP member site is a bank or online merchant that belongs to the VIP Network. Member sites display the Validation & ID Protection logo.

Validation & ID Protection Logo


Register your VIP Access credential at each VIP member site where you conduct online business. A VIP member site is a bank or online merchant that belongs to the VIP Network. Member sites display the Validation & ID Protection logo.


Support Information

For details on known issues, see:
VIP Access Knowledge Center

Protect Your Online Accounts
Add a stronger layer of protection for your online accounts and transactions by using Validation & ID Protection.
Get VIP Credential